Life & Disability Insurance | Income & Family Protection

Life is unpredictable—but having the right coverage in place can help protect your family, income, and future. At JM Insurance Agency, we offer Life and Disability Insurance solutions designed to provide financial security when it matters most.


Whether you’re protecting loved ones, planning for the future, or safeguarding your income, our experienced agents will help you choose coverage that fits your goals and budget.

Protect Your Family and Income with Life & Disability Insurance

Life Insurance Coverage Options


Life insurance helps provide financial protection for your loved ones in the event of your passing. It can help replace lost income, pay off debts, cover final expenses, and support long-term financial goals.


We offer multiple life insurance options to meet different needs, life stages, and budgets.

Term, Whole, and Universal Life Insurance


  • Term Life Insurance
     Provides coverage for a specific period of time and is often the most affordable option. Ideal for families, income replacement, mortgage protection, and temporary financial needs.


  • Whole Life Insurance
     Offers lifelong coverage with fixed premiums and a cash value component that grows over time. Often used for long-term planning and legacy goals.


  • Universal Life Insurance
     Provides flexible coverage with adjustable premiums and death benefits, allowing policies to adapt as your financial needs change.

Our agents will help you compare options and determine which type of life insurance best fits your goals.

Disability Insurance to Protect Your Income

Your ability to earn an income is one of your most valuable assets. Disability insurance helps protect that income if an illness or injury prevents you from working.

Disability coverage can help pay for everyday expenses such as housing, utilities, food, and medical costs while you focus on recovery.

Short-Term and Long-Term Disability Coverage

Short-Term Disability Insurance
Provides temporary income replacement for short recovery periods, such as injuries, surgeries, or medical conditions.

Long-Term Disability Insurance
Offers extended income protection for serious illnesses or injuries that keep you out of work for months or years.

Coverage can be customized based on your occupation, income level, and length of benefit needed.

Disability Insurance

Our agents will help you compare options and determine which type of life insurance best fits your goals.

Disability Insurance to Protect Your Income

Your ability to earn an income is one of your most valuable assets. Disability insurance helps protect that income if an illness or injury prevents you from working.

Disability coverage can help pay for everyday expenses such as housing, utilities, food, and medical costs while you focus on recovery.


  • Short-Term and Long-Term Disability Coverage

Provides temporary income replacement for short recovery periods, such as injuries, surgeries, or medical conditions.


  • Long-Term Disability Insurance
     Offers extended income protection for serious illnesses or injuries that keep you out of work for months or years.


Coverage can be customized based on your occupation, income level, and the length of benefits you need.


Access to Top-Rated Insurance Carriers

As an independent agency, we work with multiple insurance carriers to find the right coverage for your needs.


  • Safeco
  • Travelers
  • Progressive
  • Liberty Mutual
  • The Hartford
  • Hagerty
  • American Collectors
  • RLI
  • Hiscox
  • Pie Insurance
  • Geico
  • AND MANY MORE...